Archive

Posts Tagged ‘william e. lewis jr & associates’

Miami-Dade State Attorney Warns of Debt Collection Scam

July 22, 2014 Leave a comment

Miami-Dade State Attorney Warns of Debt Collection Scam

Miami-Dade State Attorney Warns of Debt Collection Scam

Miami-Dade State Attorney Katherine Fernandez Rundle is warning residents about a recent e-mail scam filled with legal-sounding jargon – but with notable grammar and spelling mistakes – threatening the arrest of the recipient if they do not send $750 immediately in order to pay off an alleged debt, according to public information officer Ed Griffith on Tuesday.

The bogus e-mails contained a fake court case number, threaten an impending arrest and attempt to acquire valid credit card information from consumers.

“I’m outraged that thieves would hope to use the prosecutor’s office as a tool to get cash from terrified victims,” Fernandez Rundle stated. “We have already spoken to victims who almost fell for this scheme. Only luck and good judgment saved them.”

According to Fernandez Rundle, the scammers use the false identity of “attorney” Joseph Foster from the Miami-Dade State Attorney’s Office.   Inclusion of an official agency such as the state attorney’s office and the use of a fake name is a recent revision of e-mail and phone scams that include threats of arrest to collect debt that consumers do not owe.

Preliminary investigation reveals that the false e-mails may have originated in Thailand, making it unlikely that U.S. law enforcement will be able to arrest the scammers or get a return of lost monies, according to the state attorney’s office.

Victims in the Miami-Dade debt collection scam have reported that the fake debt collectors maintained a familiarity with their personal information and have additionally associated themselves with the “Morgan & Associates” law firm.

Return calls to a telephone number contained in the e-mails reveal possible use of VOIP technology.  These phone numbers have since been disconnected.

In similar scams, fake debt collectors speak English with a foreign accent and call themselves “Affidavit Consolidation Services,” “Cash Advance Inc.,” “Criminal Bureau of Identity,” “DNR Recovery,” “U.S. National Bank,” “US Justice Department/Payday Loan Division,” “Federal Investigation Bureau,” “United Legal Processing” and other phony names.

The fake collectors refuse to disclose their real names or addresses and are believed to be operating from homes, automobiles, and foreign countries.  As these scammers have kept themselves well hidden, law enforcement authorities have been unsuccessful in locating or shutting them down.

Fake debt collectors typically pose as lawyers, law enforcement officers, investigators, and bankers while attempting to collect on phony debt.  They threaten consumers with immediate arrest for “bank fraud” or other crimes unless a credit card number is provided or funds wired immediately. They scare and confuse consumers by using meaningless legal phrases such as “We are downloading warrants against you” or “We are filing an affidavit against you.”  Consumers that do not immediately fall for the scam are warned, “Only God can help you now.”

Fake debt collectors almost always call consumers at work – sometimes several times a day – advising their supervisors, “Your employee has committed fraud and is about to be arrested.” Such threats have been unsettling to consumers and employers.  Because the scammers make a special point of calling at work, employers should realize that their employee is an innocent victim of a criminal enterprise and cannot stop the calls voluntarily.

According to Fernandez Rundle, the Miami-Dade State Attorney’s Office never communicates important information via e-mail and would never be involved in a debt collection action.  The office strongly recommends that consumers never electronically respond to situations that demand immediate action with threats of punishment or even open unsolicited e-mails from unfamiliar senders.  Consumers should also ask for documentation that proves an alleged debt exists.

“More potential victims are calling our office now that this scam has become public,” Ed Griffith, public information officer, told Examiner.  “A new twist on an old scam, consumers should be vigilant and not provide personal information or credit card numbers to anyone they haven’t first contacted themselves.”

For more information on this debt collection scam or to report possible fraud, the Miami-Dade State Attorney’s Office can be contacted through their Cyber Crimes Unit at (305) 547-0837.

_____________________

As a nationally recognized credit repair and identity theft expert, Bill Lewis is principal of William E. Lewis Jr. & Associates, a solutions based professional consulting firm specializing in the discriminating individual, business or governmental entity.

For daily updates on The Credit Report with Bill Lewis, you can join Bill’s 11,550 plus fans on Facebook at: http://www.facebook.com/thecreditreportwithbilllewis.

Palm Beach Sheriff and Audible Media Group partner to offer audio traffic app

July 22, 2014 Leave a comment

PBSO Audio Traffic App by Audible Media Group

PBSO Audio Traffic App by Audible Media Group

Sheriff Ric Bradshaw and the Palm Beach County Sheriff’s Office have partnered with the Audible Media Group on a new state-of-the-art traffic application designed to provide residents with voice-activated, user-controlled, on-demand, audio traffic reports and PBSO breaking news and alerts, Chief Technology Officer Deniz Kumral reminded the public on Monday.

Called the PBSO Audio Traffic App, Bradshaw was skeptical when he first learned about the concept for a traffic report cell phone app designed to cut down on distracted driving.

“The expertise that was brought to this app was — we believe to be — state of the art,” explained Bradshaw at a recent press conference unveiling the new technology.  “The biggest piece of the puzzle that had to be in place was we didn’t want to have something that caused more distracted driving than we already had a problem with.”

Every year over 3000 people die nationwide because they were distracted while driving.  Through this joint effort, PBSO partnered with the Audible Media Group to launch an audio traffic app to deliver live traffic reports so drivers will not have to scroll maps commonly used by other traffic applications.

With distracted driving in mind, the Palm Beach County Sheriff’s Office wanted an audible device so motorists would keep their eyes on the road rather than on their smartphones.

The PBSO Audio Traffic App features live traffic reports providing traffic information on Palm Beach County roads, including alternate route suggestions. The application also has the capability to send push notifications with breaking news from the Sheriff’s Office, including reports on missing persons, crimes in progress or hazardous conditions.

The app will work in all areas of Palm Beach County by triangulating the location of drivers through their phone’s global positioning system.

“I’m very excited about this – it’s a great partnership – and guess what, the price is the best that it could absolutely be, it’s free,” concluded Bradshaw.

The PBSO Audio Traffic App is available in the Apple App Store and at Google Play for Android devices.  It is operated through voice commands so a driver can get updates about traffic and alternate routes without having to look at their smartphone.

_____________________

As a nationally recognized credit repair and identity theft expert, Bill Lewis is principal of William E. Lewis Jr. & Associates, a solutions based professional consulting firm specializing in the discriminating individual, business or governmental entity.

For daily updates on The Credit Report with Bill Lewis, you can join Bill’s 11,550 plus fans on Facebook at: http://www.facebook.com/thecreditreportwithbilllewis.

Florida Highway Patrol targets aggressive driving

July 22, 2014 Leave a comment

“Ticketing Aggressive Cars and Trucks”

“Ticketing Aggressive Cars and Trucks”

In an effort to reduce commercial motor vehicle related crashes, injuries and fatalities by combining outreach, education and evaluation with targeted enforcement activities to raise awareness among car and truck drivers about safe driving behaviors, the Florida Highway Patrol has kicked off their “Ticketing Aggressive Cars and Trucks” or “TACT” campaign, according to FHP Public Affairs Officer Sgt. Mark Wysocky on Monday.

Especially when it involves large trucks, the “Ticketing Aggressive Cars and Trucks” imitative is meant to encourage safe driving on interstates and highways throughout Florida. The campaign runs through the end of July.

“The Florida Highway Patrol will be looking for car and truck drivers who display aggressive behavior, such as following too closely, speeding and unsafe lane changes,” Sgt. Wysocky told Examiner.   “When drivers follow too closely, they typically fail to recognize a trucker’s blind spots.  Drivers can possibly avoid causing a serious accident by recognizing and respecting them.”

In fatal crashes involving large trucks, 88 percent of the time the accident is attributable to driver error by both car and truck drivers.  Only 12 percent of the crashes are the result of vehicle defects, road conditions or inclement weather.

“Most crashes involving trucks involve driver error by both the car and truck driver,” stated Deputy Director Lt. Col. Kelly Hildreth in a prepared release.  “We can reduce crashes if we all share the roadways and avoid aggressive driving behaviors and practice patience around big trucks.”

In addition to targeted enforcement, the TACT campaign uses billboard and radio messaging to increase awareness among car and truck drivers of safe driving behaviors and of the heightened risk of receiving a ticket for a violation.

The Florida Highway Patrol has offered the following tips for safe driving:

· Stay out of the No Zone – watch for the huge blind spots (No Zones) around large trucks.

· Pass trucks with caution – pass on the left side for maximum visibility and maintain a constant speed.

· Do not cut trucks off – large trucks cannot stop as quickly as cars.

· Practice patience and try to be predictable – avoid making erratic moves if a truck is not moving as fast as you want them to.

For more information about “Ticketing Aggressive Cars and Trucks” campaign or the Florida Highway Patrol’s Commercial Motor Vehicle Enforcement program, please visit www.flhsmv.gov/fhp.

____________________

As a nationally recognized credit repair and identity theft expert, Bill Lewis is principal of William E. Lewis Jr. & Associates, a solutions based professional consulting firm specializing in the discriminating individual, business or governmental entity.

For daily updates on The Credit Report with Bill Lewis, you can join Bill’s 11,550 plus fans on Facebook at: http://www.facebook.com/thecreditreportwithbilllewis.

Scam Alert: Feds accuse T-Mobile of ripping off customers in cramming scheme


scam-alert

In litigation aimed at fraudulent business practices within the mobile telephone industry, the Federal Trade Commission on Tuesday accused T-Mobile of making hundreds of millions of dollars by scamming customers with unauthorized text message charges, according to FTC Consumer Protection Director Jessica Rich.

The FTC is seeking a court order to permanently bar T-Mobile from “cramming,” or charging cellphone customers for spam text messages that they did not request or have an interest in receiving.

In a process known as “third-party billing,” carriers such as T-MobileAT&TSprint and Verizon typically place charges on a consumer’s bill for services provided by another company.   In return, the phone company receives a substantial percentage of the amount charged.

When the charges are placed on the bill without the consumer’s authorization, it is known as “cramming.”

T-Mobile — which brands itself as a low-cost alternative to top rivals AT&T and Verizon — received between 35 and 40 percent of the amount it charged customers for the bogus texts subscriptions, thus generating hundreds of millions of dollars in revenue, the FTC alleged.

“It’s wrong for a company like T-Mobile to profit from scams against its customers when there were clear warning signs the charges it was imposing were fraudulent,” FTC Chairwoman Edith Ramirez indicated in a prepared statement. “The FTC’s goal is to ensure that T-Mobile repays all its customers for these crammed charges.”

The Federal Communications Commission (FCC) is also launching an investigation into T-Mobile’s billing practices and has the power to level fines against the company if it determines that wrongdoing has occurred.

According to the complaint filed by the FTC, T-Mobile allegedly charged customers for spam texts — “such as flirting tips, horoscope information or celebrity gossip” — at a typical cost of $9.99 per month.  T-Mobile also ignored signs that the text messages were unwanted — such as a large number of customers seeking refunds — and made it difficult to discover and remove the charges.

“Rather than going after T-Mobile, the FTC should focus on the third-party companies that are sending the text messages,” argued T-Mobile CEO John Legere.

“As a single mother, I can hardly afford to pay additional and fraudulent fees,” T-Mobile customer Bina Fink Kohl of Weston told Examiner.  “As a T-Mobile customer, I expect them to be fair and honest in their dealings.  From the litigation, it appears that T-Mobile has been scamming me all along.”

According to T-Mobile, they have already made commitments to stop billing for unwanted spam text messages and issue refunds for unwanted text messages.

“T-Mobile is fighting harder than any of the carriers to change the way the wireless industry operates and we are disappointed that the FTC has chosen to file this action against the most pro-consumer company in the industry rather than the real bad actors,” stated Legere.

According to Jessica Rich of the FTC’s Bureau of Consumer Protection, the agency and T-Mobile have not been able to reach a settlement on the charges, resulting in the litigation filed Tuesday by the Federal Trade Commission.

“In court we will determine just how much” T-Mobile needs to refund its consumers, but “our evidence to date is that hundreds and millions of dollars are at stake,” Rich said.  “Our first priority is to get the money back to consumers.”

Rich called the charges against T-Mobile — the agency’s first cramming charges against a telecom company — “a new front in [the federal agency’s] longstanding campaign” against wireless cramming.

The T-Mobile case “sends a strong message to other mobile phone companies,” Rich concluded.  “We will continue to bring additional cases to deter this conduct.”

According to the Federal Trade Commission complaint, many of the allegations focus on T-Mobile billing practices, which “made it difficult for consumers to detect that they were being charged, much less by whom.”

Customers would have to scan through several screens online and up to 50 pages of a physical bill to find obscure and fraudulent accounting for the third-party charges, the FTC said.

Among the allegations were that prepaid customers – who do not receive monthly bills – would have the third-party charges deducted automatically.  Once customers discovered the charges and their source, T-Mobile would refuse to fully refund the charges, sometimes directing the customers to contact the third-parties.

“I’m alarmed that T-Mobile is accused of fraudulent billing practices,” Remington Longstreth told Examiner. “I never check my bill completely.  With that said, I don’t expect to be cheated either.”

The federal investigation and complaint against T-Mobile comes at no worse time as the company is reportedly in talks to be bought by Sprint.  This highly-anticipated deal would combine the country’s third- and fourth-largest wireless companies.

Legere concluded by calling the lawsuit against T-Mobile “sensationalized legal action” that is “unfounded and without merit.”

_________________

As a nationally recognized credit repair and identity theft expert, Bill Lewis is principal of William E. Lewis Jr. & Associates, a solutions based professional consulting firm specializing in the discriminating individual, business or governmental entity.

Two sentenced in identity theft tax refund fraud scheme involving thousands of patients’ personal identity information

April 12, 2014 Leave a comment

IRS warns against tax return identity theft scams

IRS warns against tax return identity theft scams

Wifredo A. Ferrer, United States Attorney for the Southern District of Florida, announced late Friday that Michael Ali Bryant, Sr., and his wife, Latina Rashawn Bryant, both of Lauderdale Lakes, were sentenced for their participation in a stolen identity tax refund scheme, according to the U.S. Attorney’s Office for the Southern District of Florida.

Michael Bryant, 41, was sentenced to 144 months in prison, to be followed by three years of supervised release.  Latina Bryant, 43, was sentenced to 48 months in prison, to be followed by three years of supervised release.

Having previously pled guilty to one count of aggravated identity theft, Michael Bryant also pled guilty to one count of possession of fifteen or more unauthorized access devices.

Latina Bryant previously pled guilty to one count of aggravated identity theft and one count of using an unauthorized access device.

Co-defendant Marquis Onigirin Moye, 24, of Pompano Beach, was sentenced on March 28, 2014 to 54 months in prison, to be followed by three years of supervised release.  Moye previously pled guilty to one count of possession of fifteen or more unauthorized access devices, and one count of aggravated identity theft.

Co-defendants Tiffany Shenae Cooper, 33, of Deerfield Beach, and Angela Dione Rosier, 41, of Coral Springs, were sentenced on February 28, 2014.  Cooper was sentenced to 57 months in prison, to be followed by three years of supervised release. Rosier was sentenced to 49 months in prison, to be followed by three years of supervised release.   The court also ordered both defendants to pay $129,390.06 in restitution to the IRS and the medical services provider whose database had been breached.

Cooper previously pled guilty to one count of possession of fifteen or more unauthorized access devices and one count of aggravated identity theft.  Rosier previously pled guilty to one count of conspiracy to commit access device fraud.

According to court records, a confidential source initially approached Michael Bryant and inquired about purchasing narcotics.  Bryant told the operative that he did not have any narcotics but that he did have personal identity information that he was willing to sell.  A controlled purchase of approximately 230 names was made.

Bryant instructed the operative on how to commit tax fraud and provided specific instructions on what information to enter into the web pages of the internet-based tax services to obtain a tax refund.

An examination of the records revealed that they were from a medical services provider.

Rosier was an employee of the medical services provider.  Cooper spoke to Rosier to obtain user names and passwords for current employees of the medical services provider.  Cooper admitted to illegally logging on to the medical services provider’s computer network and downloading personal information for the purpose of committing various types of fraud.  She was assisted in her activities by Rosier and co-defendant Moye.

Ferrer commended the investigative efforts of the FBI and IRS-CI.  The case was prosecuted by Assistant U.S. Attorney Cynthia R. Wood.

Home buyers qualify for FHA loan despite short sale or foreclosure

April 12, 2014 Leave a comment

Eli Younes of Viking Mortgage in Pembroke Pines

Eli Younes of Viking Mortgage in Pembroke Pines

Mortgage borrowers may now qualify for an FHA mortgage under new guidelines established by the Department of Housing and Urban Development (HUD), according to Eli Younes of Viking Realty Group in Pembroke Pines on Tuesday.

As a result of the housing collapse, many homeowners experienced a serious reduction in income or lost their jobs due to the crumbling economy.   Some mortgage borrowers were forced to file bankruptcy or short sale their home to avoid foreclosure.  

Others were not so lucky and lost their home on the courthouse steps.

The new HUD rules allow borrowers whose credit was damaged due to a temporary loss of employment or income to qualify for an FHA mortgage if they have substantially recovered from that situation and maintained a positive credit history for at least 12 months.

Borrowers who recently experienced a bankruptcy, foreclosure, short-sale, loan delinquencies, deed-in-lieu, debt collections or other situation negatively impacting their FICO credit score may now be able to qualify for an FHA loan.

Recognizing that any number of events may have impacted a borrowers’ credit rating, the Federal Housing Administration (FHA) believes that such catastrophic event does not mean they are not financially stable or unable to make a mortgage payment.  

As such, the previous 3-year waiting period required by the FHA on financing a new home has been revised.

“Referred to as the ‘Back to Work’ initiative, this program is designed for borrowers who lost their home through foreclosure, short sale, bankruptcy or deed in lieu and also suffered a 20% or more loss in household income,” Eli Younes of Viking Mortgage told Examiner.  “As with most FHA loans, this program only requires a 3.5% down payment and is applicable for all purchase loans other than the Home Equity Conversion Mortgage.”

In order to qualify for a mortgage under the “Back to Work” initiative, there are several steps that must be taken to prove an “Economic Event” that was beyond the borrower’s control.

Employment Requirements:

The lender must verify that the borrower lost at least 20% or more in household income – or became unemployed – for a period of six months prior to the foreclosure, short-sale, or deed-in-lieu.  To verify loss of income, the lender must request a written Verification of Employment to show the termination date or loss of income, receipt of unemployment compensation, or signed W-2’s and tax returns detailing the reduction in earnings.

To demonstrate a loss of income for part-time or seasonal employment, the borrower must prove a 2-year history in the same field prior to loss of employment.  Borrowers will also be required to prove that they have fully recovered from their hardship, increased earnings and have maintained other credit obligations for a period of 12 months following foreclosure, short sale, bankruptcy or deed in lieu.

Credit Requirements:

When evaluating a borrower for the “Back to Work” initiative following a foreclosure, the lender may deem the borrower eligible if:

1.)  The borrower’s credit report is free of any late housing payments within the last 12 months;

2.)  All other mortgage accounts must be current for the last 12 months, even if the loan was previously modified to avoid a foreclosure action;

3.)  The borrower’s credit report contains no more than a single 30-day delinquency on payments due other creditors; and

4.)  The borrower’s credit report contains no current collection accounts or public records.  This condition may be waived in instances of identity theft or borrower’s with medical collections.

Bankruptcy Filings:

1.)  Chapter 7 Bankruptcy:  One year must have elapsed since the bankruptcy discharge.  Proof must also be shown that the bankruptcy filing was the result of an “Economic Event” covered within the FHA program guidelines.

2.)  Chapter 13 Bankruptcy: Most lenders will require that the bankruptcy filing be discharged with all payments required under the agreement having been made on time.  For borrowers currently in bankruptcy, written approval from the court allowing them to enter a new mortgage contract is required.

Housing Counseling Requirement:

For purposes of establishing satisfactory credit following an “Economic Event,” mortgage borrowers’ under the “Back to Work” initiative must:

1.)  Receive homeownership counseling or a combination of homeownership education and counseling, at a minimum, one hour of one-on-one counseling from HUD-approved housing counseling agencies, as defined at 24 C.F.R. §214.100; and

2.)  Be completed a minimum of thirty (30) days but no more than six (6) months prior to submitting a loan application to a lender, as application is defined in Regulation X, implementing the Real Estate Settlement Procedures Act, 24 C.F.R. §3500.2(b).

The housing education may be provided by HUD-approved housing counseling agencies, state housing finance agencies, approved intermediaries or their sub-grantees, or through an online course.  It may be conducted in person, via telephone, via internet, or other methods approved by HUD, and mutually agreed upon by the borrower and housing counseling agency.

Rules for Renters:

Under certain circumstances, renters may qualify under the “Back to Work” initiative.  For purposes of establishing satisfactory credit, mortgage borrowers must:

1.)  The borrower’s credit report is free of any late rental payments within the last 12 months;

2.)  The borrower’s credit report contains no more than a single 30-day delinquency on payments due other creditors; and

3.)  The borrower’s credit report contains no current collection accounts or public records.  This condition may be waived in instances of identity theft or borrower’s with medical collections.

A foreclosure, short-sale, Chapter 13 bankruptcy or deed-in-lieu will continue to plague a borrower’s credit report at the Equifax, Experian and TransUnion consumer reporting agencies for a period of seven years.  A discharged Chapter 7 bankruptcy will remain on the credit report for a period of ten years.

“With the housing crash, many homeowners experienced unemployment or depreciated home values and for one reason or another were not able to make their mortgage payments,” Carlos J. Reyes, a foreclosure defense attorney with the Reyes Law Group in Fort Lauderdale, told Examiner.  “The recent changes in the FHA guidelines have finally recognized the financial hardship faced by many borrowers and is allowing them to once again reach for the American Dream through homeownership.”

The new guidelines are in effect immediately and will be in force through at least September, 2016.

_______________________________________

As a nationally recognized credit repair and ID theft expert, Bill Lewis is principal of William E. Lewis Jr. & Associates, a solutions based professional consulting firm specializing in the discriminating individual, business or governmental entity.

25 charged in identity theft and tax fraud scam

April 12, 2014 Leave a comment

IRS warns against tax return identity theft scams

IRS warns against tax return identity theft scams

Identity theft and tax return identity theft charges were announced Thursday against 25 defendants in 19 separate cases, according to United States Attorney for the Southern District of Florida, Wifredo A. Ferrer.

Dealing with thousands of stolen identities and millions of dollars of fraudulent identity theft tax filings, the charges filed reaffirmed the joint federal and local commitment to crack-down on stolen identity tax refund fraud (SIRF) perpetrators.

Florida – according to the Federal Trade Commission – had the highest rate of identity theft in the nation last year. It had a rate of 192.9 complaints per 100,000 residents – the highest in the United States .

While identity theft in Florida ranks highest in the United States, the identity theft rate in Miami has reached near epidemic proportions – with a rate of 340.4 complaints per 100,000 residents.

In an attempt to combat the rising wave of stolen identity tax refund scams and armed with recent directives from the Department of Justice’s Tax Division making prosecutions faster and easier, the U.S. Attorney’s Office for the Southern District of Florida established the South Florida Identity Theft Tax Fraud Strike Force (Strike Force) in August 2012.

The members of the Strike Force include the United States Attorney’s Office, Internal Revenue Service, Criminal Investigation, Miami Field Office, Federal Bureau of Investigation, Miami Field Office, U.S. Secret Service, U.S. Postal Inspection Service, Miami Division, Social Security Administration, Office of Inspector General, Aventura Police Department, North Miami Beach Police Department, Miami-Dade Police Department, Immigration and Customs Enforcement, Homeland Security Investigations, Miami Field Office, Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF), Miami Field Division, Town of Davie Police Department, Florida Highway Patrol, Lee County Sheriff’s Office, Broward Sheriff’s Office, Ft. Lauderdale Police Department, Coconut Creek Police Department, Sunrise Police Department, Coral Springs Police Department, Miramar Police Department and North Miami Police Department.

Since the inception of the Strike Force, 296 defendants – responsible for approximately $485.5 million in intended stolen identity refund fraud loss and in excess of $106 million in actual SIRF fraud loss – have been charged in federal court.

The U.S. Attorney’s Office and the IRS have also attacked this problem by revoking “electronic filing identity numbers” or EFIN numbers, which allow individuals to file tax returns on behalf of others. Before revoking these EFIN numbers, SIRF fraudsters had used them to file 166,495 fraudulent tax refund claims over the past two years.

“The number of stolen identities and the dollar amount of the tax fraud involved in these cases is staggering,” stated United States Attorney Wifredo A. Ferrer. “These cases serve as a reminder that each and every one of us is a potential victim. While we have a talented and effective team dedicated to fight this fraud, we need everyone – both taxpayers and institutions – to remain vigilant in safeguarding personal identifying information. Protect it as if it were a trade secret.”

U.S. Attorney Ferrer – joined by members of the Strike Force on Thursday – announced the most recent results of their investigative efforts. The cases include:

1. United States v. Rhim-Grant, et al., Case No. 14-20181-Cr-Lenard. United States v. Nydia Tanay Laron Nelson, Case No. 14-2375-mj-Goodman

On March 21, 2014, Pamela Rhim-Grant, 40, and Eugene Moss, 33, both of Miami, were charged by information in a scheme to steal identities for the purpose of conducting stolen identity fraud.

On April 1, 2014, Nydia Tanay Laron Nelson, 30, of Miami, was charged by criminal complaint in connection with the same scheme.

According to the criminal complaint, the defendants conspired to steal the identities of Miami-Dade Public Schools students by exploiting Rhim-Grant’s access to the student information computer database as a food service manager at Horace Mann Middle School. Over the course of more than a year approximately 400 student identities were stolen from across the Miami-Dade County Public Schools district, resulting in numerous fraudulent tax returns.

The information and complaint charge the defendants with conspiracy to commit computer fraud and aggravated identity theft.

Ferrer commended the investigative efforts of the FBI, IRS-CI, and the Miami-Dade Schools Police Department. The case is being prosecuted by Assistant U.S. Attorney Frank Maderal.

“Criminals all over South Florida are turning to computers to make an easy buck at the public’s expense,” said George L. Piro, Special Agent in Charge, FBI Miami. “Identity theft, the fastest growing crime here, is as easy as one, two, three. One, criminals steal someone’s name and social security number; two, they use that identity to file a fraudulent tax return on line; and three, they collect the refund check. Repeat thousands of times. Don’t become a victim, learn how you can protect your personal identifying information from these thieves at FBI.GOV or FTC.GOV.”

2. United States v. Marlon Maikel Palacios, Case No. 14-20121-Cr-Cooke

On February 28, 2014, Marlon Maikel Palacios, 38, of North Miami, was charged in a twelve count indictment for his participation in a conspiracy to defraud the government and mail theft.

According to the indictment, the defendant, a former mail carrier for the U.S. Postal Service, provided to his co-conspirators addresses on his mail routes used with filing false tax returns with the IRS, receiving IRS correspondence, and tax refund checks. The defendant would then identify and pull the IRS correspondence and refund checks, for which the defendant would be paid. With the IRS correspondence, the defendant’s co-conspirators would file false, fictitious, and fraudulent federal income tax returns and thereafter claim refunds to which they were not entitled from the IRS.

The indictment charges the defendant with conspiracy to defraud the government with respect to federal income tax refunds and theft of mail by a postal employee.

Ferrer commended the investigative efforts of the USPS-OIG, USPIS, ICE-HSI, and IRS-CI. The case is being prosecuted by Assistant U.S. Attorney Andy R. Camacho.

“U.S. Postal Service employees are honest, hardworking, and trustworthy, but when a Postal Service employee engages in criminal activity, our Special Agents will investigate those matters vigorously, as we did in this case,” says Max Eamiguel, Special Agent in Charge, U.S. Postal Service, Office of Inspector General.

3. United States v. Rodelyn Lamour and Nestor Armando Herrera, Case No. 14-20169-Cr-Martinez

On March 14, 2014, Rodelyn Lamour, 26, and Nestor Armando Ficquire Herrera, 22, of Miami, were charged in a seven count indictment for their participation in a conspiracy to steal mail and a stolen identity tax refund scheme.

According to the indictment, the defendants used a stolen postal service key to open various apartment complex mailboxes and steal mail containing debit cards. The debit cards contained refunds from fraudulent federal income tax returns filed using stolen identities. The defendants then used the stolen debit cards to obtain cash, without the knowledge or authorization of the identity theft victims. The intended loss to the IRS was approximately $39,000.

The indictment charges the defendants with conspiracy, theft of mail, use of a postal service key, unauthorized use of personal identification information, and aggravated identity theft.

Ferrer commended the investigative efforts of USPIS. The case is being prosecuted by Assistant U.S. Attorney Vanessa Snyder.

Ronald Verrochio, Inspector in Charge for Postal Inspection Service stated, “Tax return fraud directly affects millions of Americans each year and indirectly affects every tax payer throughout the country, we are committed to working with our law enforcement partners to combat this problem.”

4. United States v. Paul Evans Auguste, Case No. 14-80087-Cr-Scola

On February 12, 2014, Paul Evans Auguste, 30, of Miami, was charged in a seven-count indictment for his participation in a stolen identity tax refund scheme.

According to the criminal complaint, Auguste sold approximately 260 stolen identities to an undercover law enforcement officer and stated that he could provide the undercover law enforcement officer any types of identities he would want, including those of children and the elderly. Auguste also stated his intention to conduct tax fraud with the multitude of stolen identities he maintained at his residence. Law enforcement obtained a federal search warrant for Auguste’s residence which revealed an additional 1,200 stolen identities in his possession.

The defendant was charged with access device fraud and aggravated identity theft.

Ferrer commended the investigative efforts of ICE-HSI and IRS-CI. The case is being prosecuted by Assistant U.S. Attorney Frank Maderal.

5. United States v. Freddie Howard, Case No. 14-60068-Cr-Rosenbaum

On April 1, 2014, Freddie Howard, 56, of Davie, was charged in a one-count information in a stolen identity refund fraud scheme that involved the submission of approximately $22 million in fraudulent refund claims.

According to the information, Howard operated a tax preparation business called QTS1, Inc. (Quality Tax Service) in Broward County. Howard prepared false and fraudulent tax returns using the identity information of willing participants and stolen identity information. Howard used false and fictitious income and withholding tax information on the returns submitted to the IRS to justify fraudulent large-dollar refund requests. The requested refund amounts generally ranged from $60,000 to $1,400,000, and Howard typically requested payment of these refunds via U.S. Treasury tax refund check. To conceal his identity, Howard submitted the tax returns to the IRS by mail and did not include preparer information. Howard also blocked out the tax preparer software information, and used other people to contact the IRS to inquire about the status of the fraudulent returns.

According to the information, Freddie Howard submitted over $22 million in false and fraudulent tax refund claims to the IRS. The IRS paid approximately $4.5 million on these refund requests.

The defendant was charged with access device fraud and identity theft.

Ferrer commended the investigative efforts of the Strike Force, with special commendation to the FBI and IRS-CI. This case is being prosecuted by Assistant U.S. Attorney Michael N. Berger.

IRS Special Agent in Charge José A. Gonzalez stated, “Today’s announcement should send a message to those who might consider disguising themselves as legitimate tax return preparers or Electronic Filing Identification Number (EFIN) holders for the purpose of submitting false claims with the IRS. Protecting the integrity of our U.S. tax system is essential, therefore, those who chose to corrupt this system will be investigated and brought to justice, regardless of their level of participation in the fraud.”

6. United States v. Anthony A. Pace, Jr., et al., Case No. 14-20101-Cr-Moore/Torres

On February 18, 2014, Anthony A. Pace, Jr., 29, Brandon A. Terry, 29, Derel L. Henry, 39, and Rosa Johnson, 26, all of Miami, were charged in a twenty-three count indictment for their participation in a $3.3 million stolen identity tax refund scheme.

According to the indictment, the defendants obtained personal identifying information, including names, dates of birth and Social Security numbers, of hundreds of identity theft victims, for use in this identity theft tax fraud scheme. The defendants used this stolen personal identity information, including personal identity information of former and current inmates of the Miami-Dade Corrections and Rehabilitation Program, to file false and fraudulent federal income tax returns without their victims’ knowledge and authorization. Based on Internet Protocal data and a unique tax filing number issued by the IRS called an EFIN, each of the defendants filed false and fraudulent tax returns using stolen identities and directed the IRS to deposit the funds into bank accounts and onto debit cards accessible to the members of the scheme.

According to disclosures at bond hearings, Anthony A. Pace, Jr. was employed as a correctional officer with the Miami-Dade Corrections and Rehabilitation Program. False and fraudulent tax returns were filed in the names of former and current prisoners using an EFIN associated with defendant Pace. These same tax filings directed payment of the illicit tax refund proceeds into accounts controlled by Pace and Johnson. ATM video reveals that Pace was withdrawing funds from the accounts into which the illicit funds were deposited.

The indictment charges all of the defendants with conspiracy to make false claims, in violation of 18 U.S.C. ‘ 286 and aggravated identity theft, in violation of 18 U.S.C. ‘ 1028A, defendants Brandon Terry and Derel Henry with access device fraud, in violation of 18 U.S.C. ‘ 1029, and defendants Anthony Pace and Rosa Johnson with theft of government property, in violation of 18 U.S.C. ‘ 641.

Ferrer commended the investigative efforts of IRS-CI, FBI and USSS. The case is being prosecuted by Assistant U.S. Attorney Peter A. Forand.

7. United States v. Judes Stanley Celestin, Case No. 13-60243-Cr-Scola

On September 27, 2013, Judes Stanely Celestin, 36, of Hallandale Beach, was charged in a sixteen-count indictment in a stolen identity refund fraud scheme that resulted in the submission of approximately $1 million in fraudulent refund claims.

According to the indictment, Celestin set up Florida corporations (JC Easy Tax and Taxes on Time) with himself as the president and then opened up bank accounts at numerous different banks from 2010 through 2012 in the name of these corporations. Celestin subsequently caused false and fraudulent tax returns to be filed with the IRS in the names of individuals without these individuals’ knowledge or authority. In total, Celestin caused approximately $1 million dollars in tax refund monies to be direct deposited to these bank accounts and related bank accounts from 2010 through 2012 and then withdrew the money for his own personal use.

The defendant was charged with wire fraud and aggravated identity theft.

Ferrer commended the investigative efforts of the Strike Force, with special commendation to IRS-CI. This case is being prosecuted by Assistant U.S. Attorney Michael N. Berger.

8. United States v. Karl Moltimer, Case No. 14-20117-Cr-Altonaga

On February 27, 2014, Karl Moltimer, 34, of Miami, was charged in a fourteen-count indictment in a stolen identity tax refund fraud scheme that resulted in the submission of over $1 million in fraudulent refund claims.

According to the indictment, Moltimer obtained EFIN numbers that permitted him to file tax returns in the names of other persons. Moltimer opened bank accounts for himself and his business name. Moltimer, through his EFINs, caused false and fraudulent tax returns seeking refunds to be filed with the IRS using stolen individuals’ personal identity information. Moltimer caused the fraudulently obtained tax refunds to be either deposited into bank accounts controlled by him, paid via refund anticipation checks controlled by him, or paid via pre-paid debit cards controlled by him. Moltimer caused over one million dollars in false and fraudulent tax refund claims to be submitted to the IRS from 2009 through 2012 through his EFINs.

The defendant was charged with wire fraud and aggravated identity theft.

Ferrer commended the investigative efforts of the Strike Force, with special commendation to IRS-CI. This case is being prosecuted by Assistant U.S. Attorney Michael N. Berger.

9. United States v. Marlon Hamilton, Case No. 14-20175-Cr-Moreno

On March 18, 2014, Marlon Hamilton, 40, of Hialeah, was charged in a six count indictment for his participation in a stolen identity tax refund scheme.

According to the indictment, the defendant obtained and sold the personal identifying information of numerous identity theft victims, including their names, dates of birth, and social security numbers, to an individual who intended to utilize the information to electronically file false, fictitious, and fraudulent federal income tax returns without the knowledge or authorization of the identity theft victims, and thereafter claim refunds to which they were not entitled from the IRS. The intended loss to the IRS was approximately $190,000. The indictment charges the defendant with unauthorized possession of personal identification information and aggravated identity theft.

Ferrer commended the investigative efforts of the FBI. The case is being prosecuted by Assistant U.S. Attorney Vanessa Snyder.

10. United States v. Marcus Braxton, Case No. 14-20174-Cr-Ungaro

On March 18, 2014, Marcus Braxton, 29, of Plantation, was charged in a six count indictment for his participation in a stolen identity tax refund scheme.

According to the indictment, the defendant obtained and sold the personal identifying information of numerous identity theft victims, including their names, dates of birth, and social security numbers, to an individual who intended to utilize the information to electronically file false, fictitious, and fraudulent federal income tax returns without the knowledge or authorization of the identity theft victims, and thereafter claim refunds to which they were not entitled from the IRS. The intended loss to the IRS was approximately $58,500.

The indictment charges the defendant with unauthorized possession of personal identification information and aggravated identity theft.

Ferrer commended the investigative efforts of the FBI. The case is being prosecuted by Assistant U.S. Attorney Vanessa Snyder.

11. United States v. Richard Anthony Siler, Case No. 14-20116-Cr-Williams

On February 27, 2014, Richard Anthony Siler, 50, of Hollywood, was charged in a nine-count indictment in a stolen identity refund fraud scheme that involved the sale of over 5,000 people’s identities.

According to the indictment and other documents filed in court, Siler discussed selling approximately 10,000 to 15,000 identities to a confidential source who told Siler that the identities would be used to file taxes. Siler indicated to the confidential source that these identities were “never revealed before.” Siler discussed selling the 10,000 to 15,000 identities to the confidential source for approximately $6,200. On February 14, 2014, an FBI controlled e-mail account received an e-mail from Richard Siler containing approximately 5,200 individuals’ personal identifying information that appeared to be patients. On that same date, the confidential source provided Siler with $6,200 in currency and Siler was arrested.

The defendant was charged with access device fraud and identity theft.

Ferrer commended the investigative efforts of the Strike Force, with special commendation to the FBI and IRS-CI. This case is being prosecuted by Assistant U.S. Attorney Michael N. Berger.

12. United States v. Giovanni Francois Noel, Case No. 14-20198-Cr-Moore

On March 28, 2014, Giovanni Francois Noel, 24, of North Miami Beach, was charged in an eight count indictment for his participation in an identity theft tax refund scheme.

According to the indictment, the defendant possessed the social security numbers of at least fifteen individuals. The indictment also alleges that the defendant stole the means of identification, specifically, the name and date of birth, of seven individuals.

Ferrer commended the investigative efforts of the Strike Force, with special commendation to the IRS-CI and the NMBPD. The case is being prosecuted by Assistant U.S. Attorney John R. Byrne.

U.S. Secret Service Special Agent in Charge Paula Reid added, “Once again, the U.S. Secret Service is glad to be an integral part of combatting this massive fraudulent scheme that is plaguing South Florida. Together, we will continue to identify and penalize those who misuse our government systems with no regard to the financial and unjust impacts they cause on others.”

13. United States v. Wallens B. Alcime, Case No. 14-02372-mj-Goodman

On April 1, 2014, Wallens B. Alcime, 26, of Miami, was charged by criminal complaint for his participation in a stolen identity tax refund scheme.

According to the criminal complaint, a confidential source informed law enforcement that Alcime was using the mailing addresses of accomplices to receive stolen identity tax refunds deposited onto pre-paid debit cards. A controlled delivery was arranged where Alcime took possession of a debit card loaded with stolen identity tax refunds while under law enforcement surveillance. Alcime was later captured on surveillance video making cash withdrawals from the debit card.

The defendant was charged with access device fraud and aggravated identity theft.

Ferrer commended the investigative efforts of the FBI and IRS-CI. The case is being prosecuted by Assistant U.S. Attorney Frank Maderal.

14. United States v. Steven Toussaint, et al., Case No. 14-20161-Cr-Martinez

On March 14, 2014, Steven Toussaint, 32, and Emmanuel Alphonse, 28, both of Miami, were charged by indictment in a scheme to launder money from stolen identity tax refund fraud.

According to the indictment, the defendants conspired to conduct financial transactions the purpose of which was to conceal the proceeds of theft from the government. Each defendant is also charged with ten counts of money laundering connected to individual money orders cashed on various dates alleged in the indictment.

The complaint charges the defendants with conspiracy to commit money laundering and money laundering.

Ferrer commended the investigative efforts of USPIS and IRS-CI. The case is being prosecuted by Assistant U.S. Attorney Frank Maderal.

15. United States v. Mark Anthony Dacres, Jr., Case No. 14-20204-Cr-Ungaro

On April 1, 2014, Mark Anthony Dacres, Jr., 30, of Homestead, was charged in a seven-count indictment for identity theft in connection with his unauthorized possession of at least fifteen social security numbers belonging to other individuals. Dacres was found with over 1,700 names, dates of birth and social security numbers of other individuals.

Ferrer commended the investigative efforts of the Strike Force, with special commendation to IRS-CI and USSS. The case is being prosecuted by Assistant U.S. Attorney Gera Peoples.

16. United States v. Providencia Llanos, Case No. 14-20205-Cr-Lenard

On April 1, 2014, Providencia Llanos, a/k/a “Providensia Llanos,” a/k/a “Providencia Allison,” 36, of Miami Gardens was charged in a seven-count indictment for identity theft in connection with her unauthorized possession of at least fifteen social security numbers belonging to other individuals. Llanos was found with over 3,000 names, dates of birth and social security numbers of other individuals.

Ferrer commended the investigative efforts of the Strike Force, with special commendation to IRS-CI and USSS. The case is being prosecuted by Assistant U.S. Attorney Gera Peoples.

17. United States v. Stevens Nore, Case No. 14-14016-Cr-Middlebrooks

On March 24, 2014, Stevens Nore, 35, of Port St. Lucie, was charged in a twenty-eight count indictment for his participation in tax fraud and identity theft schemes.

According to the indictment, from June 11, 2009 through April 2012, Nore owned and operated Fraternity Tax and Services, a tax return preparation business located in Fort Pierce. Nore prepared and submitted Individual Tax Returns (Forms 1040), with accompanying schedules, to the IRS on behalf of taxpayers claiming false deductions and credits for tax years 2009 to 2011. Nore also filed false tax returns for 2010 and 2011 by falsely stating the amount of gross receipts and sales on Schedule C forms. The defendant stole three tax refunds totaling $26,349.30 to which he was not entitled, and used the identity of two individuals without their permission.

Nore was charged with twenty-one counts of preparing false tax returns, two counts of filing false tax returns, three counts of theft of public money, and two counts of aggravated identity theft.

Ferrer commended the investigative efforts of IRS-CI. This case is being prosecuted by Assistant U.S. Attorney Shaniek Maynard.

18. United States v. Rony Maurival, Case No. 14-14014-Cr-Middlebrooks

On March 24, 2014, Rony Maurical, 38, of Port St. Lucie, was charged in fifty-two count indictment for his participation in tax fraud and identity theft schemes.

According to the indictment, from July 3, 2008 through March 23, 2012, Maurival owned and operated RJ’s Tax & Services, a tax return preparation business located in Fort Pierce. Maurival prepared and submitted Individual Tax Returns (Forms 1040), with accompanying schedules, to the IRS on behalf of taxpayers claiming false deductions and credits for tax years 2008 to 2011. Maurival also filed false tax returns for 2009 and 2010 by falsely claiming Head of Household and falsely stating Schedule C income, gross receipts, and sales. The defendant stole three tax refunds totaling $3,292 to which he was not entitled, and used the identity of three individuals without their permission.

Maurival was charged with forty-four counts of preparing false tax returns, two counts of filing false tax returns, three counts of theft of public money, and three counts of aggravated identity theft.

Ferrer commended the investigative efforts of IRS-CI. This case is being prosecuted by Assistant U.S. Attorney Russell R. Killinger.

Alysa D. Erichs, Special Agent in Charge for ICE-HSI stated, “Homeland Security Investigations utilizes its vast authorities to work with their partners to disrupt and dismantle criminal organizations involved in tax refund fraud schemes and other financial violations that affect our citizens and economy.”

If convicted, the defendants face a possible maximum statutory sentence of twenty years in prison for each count of wire fraud; ten years in prison for conspiracy to make false claims against the United States; five to fifteen years in prison for access device fraud; ten years in prison for stealing government funds; and two years in prison consecutive to any other term for aggravated identity theft.

An indictment is only an accusation and a defendant is presumed innocent unless and until proven guilty.

As a nationally recognized credit repair and identity theft expert, Bill Lewis is principal of William E. Lewis Jr. & Associates, a solutions based professional consulting firm specializing in the discriminating individual, business or governmental entity.

Follow

Get every new post delivered to your Inbox.

Join 12,066 other followers

%d bloggers like this: